Based on the objectives for each client within their Personal Investment Strategy, we allocate financial resources between growth and income investments, build the investment portfolio utilizing a balanced approach to manage risk and volatility, and realize returns as a combination of capital gains, dividends and interest.
Comprehensive Investment Management
We provide clients with an analysis of their entire financial picture, including:
Life Values and Goals
Cash Flow Planning
Risk Management & Asset Protection
Onboarding and Financial Planning Process
Step 1 - Introductory meeting
The process begins with a no cost, no obligation meeting to determine your specific goals and whether or not we can add value to your situation. If agreed to move forward, we will provide a list of documents for you to bring to our next meeting.
Step 2 - Information Gathering
At our second meeting, the information gathering process is conversational rather than paperwork-heavy so we can understand your needs and goals in a personal manner. Once we have all of the necessary information, we will begin our analysis of your current situation and begin to lay the foundation for your financial plan.
Step 3 - Recommendation
At this point, we will outline where you are now, where you would like to be, and how to get there via our tailored recommendations to help reach those goals. We will work together to create a timeline and implementation schedule and determine who will be responsible for each implementation item.
Step 4 - Implementation
Now armed with a clearer understanding of your financial picture, we will prepare your written Investment Policy Statement. This document – we call it your Personal Investment Strategy – will serve as a roadmap as we begin to invest your portfolio, providing us with the asset allocation strategy to be executed, as well as any special considerations involved with managing the portfolio.
Step 5 - Annual Review
Life is always changing and creating new opportunities and challenges, and your financial plan is meant to be flexible and adaptable. As your partner in the long haul, we are committed to your success and are with you every step of the way. We will meet annually — or as often as desired — to review your investment performance, how your returns compare to our planning projections, make certain we’re checking off important milestones, and evolving the plan as deemed appropriate.